5 Things To Do Every Day For Success
Featured on fastcompany.com
1. Wake up early. For the next week, get up a half an hour earlier that you normally do–and get going. If you get a few more things done, then get up even earlier the next week. Early in the morning is a great time to get work done because most of your associates have not started emailing, tweeting, IMing, or posting yet.
2. Read the headlines and watch the news. Not only should you know what is going on in the world, you will also be the first to recognize opportunities (if you followed #1) for you and your business–long before the competition has even had their first cup of coffee.
3. Send something to one person who can hire you or buy your product–something you promised to follow-up with, a quick email with a link to something relevant or a “Hey, just checking in to see how thing are going” email.
4. Touch base with an old friend or associate you haven’t talked to in ages. Ask how they are, what are they working on and ask or suggest how you might help. You’ll make their day.
5. Write a handwritten note to someone. Seriously. It is a lost art and makes quite an impression. There is always someone you can send a thank you note to–or you aren’t doing things correctly.
A simple yet highly effective list. Try all five every weekday for a month. Then, tell me I’m right. If I’m wrong, I’ll buy you a cup of coffee. When you finally wake up …
How To Ask For A Raise…And Get It
Featured on dailyworth.com
My Fiance and I Crunch Our Numbers
by Heidi Frounkeiler
Armed with detailed spreadsheets and statements—I recently had the “let’s combine our finances” talk with my new fiancé.
Despite past conversations about our income levels—I earn more—and some other issues, we’d never really bared our financial souls. But we wanted to get our finances in sync before the wedding next August.
I was so nervous my palms were sweaty. My own parents fought constantly about money, and eventually divorced. I wanted us to be a team, even if (just for now) I’m supplying more on the cash front.
Guess what? There were some surprises, a little negotiating, and ultimately a plan.
He was surprised by my $20,000 in student loans, just as I was shocked by his $20,000 in credit-card debt (mostly from an over-budget home reno).
While $40,000 is no bouquet of roses, we agreed that paying back as much debt as we can before the wedding was our top priority. At the same time, we plan to save. Here’s the breakdown:
- Pay off the $20,000 in credit-card debt completely at a rate of $2,000 per month. My student loans have a much lower interest rate, so we can pay the minimum for now.
- Save $500 a month to boost one savings account from $3,000 to $10,000 to cover our contribution to the cost of our wedding.
- Prep my home to become a vacation rental, since we’d take a hit if we tried to sell in this market. (We’re moving in together now, but we’d like to keep my house, if we can.)
It’s an aggressive plan, and it means no Monique Lhuillier wedding gown for me. But having a strong, unified fiscal start to our new life is worth a lot more to both of us.